CREDIT SECRETS CASE STUDY:

Meet Corey

How He Went From A 536 Score & Hitting Rock Bottom To Raising His Scores To The 760s And Securing Over $100,000+ In Credit Lines

Before:

Corey and his family lost everything after two tornadoes struck their town. After hitting rock bottom and with a score of 536, Corey refused to have anything to do with credit because it was a painful reminder of that dark season in their life.

Using Credit Secrets:

Deep down, he knew he had to fix his credit. But it wasn't until he had an emergency brain surgery that he finally decided to read the Credit Secrets book. He followed the steps outlined in the book and bit by bit, his life started to change.

After:

Now, Corey is obsessed with his credit. He raised his scores from 536 to the 760s and even bought a house for his family. On top of that, he has secured over $100,000+ in credit lines and he was able to overcome his own mental blocks that prevented him from fixing his credit.

“I was in a dark, dark place. I hated it. I lost everything. And credit was a reminder of that."

Corey and his family did everything right.

They went to school... got educated... lived the American dream...

They had a house... cars... and Corey even had his own Insurance Agency that was doing really well.

Life was great.

But what came next was something Corey never, ever expected:

All of a sudden, their town was struck by two tornadoes.

So many houses were hit.

And Corey found himself dealing with claim after claim after claim in his Insurance Agency...

... to the point where he couldn't keep up with it anymore.

The money had dried up.

He could no longer afford to pay his bills --- causing him to lose his contracts.

And just like that...

He lost his entire business... his house went on foreclosure... his cars were repossessed... and his family lost everything.

"You feel less as a man. You feel like your manhood is gone."

Corey shares his story of living the American Dream to hitting rock bottom

Eventually, his family started to get back on their feet.

They got approved to rent a house and Corey found a job in sales.

But there was only one problem:

His job required him to travel.

So Corey was forced to get a car... and it terrified him.

He didn't have the courage to go to the dealership and apply for a vehicle because he knew his credit was messed up -- a 536 to be exact.

And the odds of him getting approved were low.

"I was embarrassed because I knew for a fact there was no way they were giving me a car."

Corey shares his nerve-wracking experience at the dealership

"I didn't want to think about credit..."

Credit was a painful reminder of that dark season in Corey's life.

He didn't want to deal with his credit...

And he wanted to get away from it as much as possible.

But at the same time, he also knew deep down he wanted to get out of that place.

But if he ever hoped to do that...

He had to start dealing with reality.

Corey shares his internal battle on fixing his credit

He had already bought the Credit Secrets book after seeing it on an infomercial with Larry King a while back.

But he never opened it.

And he never did anything with it for more than a year.

"I was thinking it was for other people. Not me."

Corey shares how he came across Credit Secrets

It wasn't until he received an emergency brain surgery that Corey started to think about his credit.

He had been putting it at the back of his mind for so long...

But in that moment, he decided to finally tackle his credit issues head on.

He wasn't going to run away from it anymore.

Corey shares why his brain surgery pushed him to work on his credit

Being a pastor, Corey treated the Credit Secrets book like he treated his Bible:

He read the book every single day.

Not just a few pages a day.

But the WHOLE book every single day.

He even made it his goal to buy a house for his wife again since they had lost theirs previously.

He followed the steps outlined in the book to the tea -- making sure he didn't miss a single step.

He even took advantage of our private Facebook group...

... where he could ask us any questions about credit if he didn't understand something and gain some clarity on it.

“I became obsessed with credit...”

Corey shares a strategy he used to stay on top of his credit

One of the biggest breakthroughs Corey had was when he realized it wasn't just about fixing his credit to buy a house.

It was way more than that.

Watch him explain it here:

Corey shares why fixing his credit to buy a house wasn't the "end all be all"

He also realized how important it was to understand how credit really works.

"These people [working in the credit industry] are taking advantage of people that don't know [what's going on]."

Corey shares why it's crucial to understand how credit works

“It's not just about your credit score. But more about your credit profile and your strategy..."

After going through Credit Secrets, Corey came to understand that it's not just about your scores.

It's really about your credit profile.

Every item on your credit reports mean something.

They all have a purpose for being there.

But until you know WHY they're there... and how they all work together to influence your scores...

You'll never really know what action you're supposed to take next and if you're even doing the right steps to boost your scores.

Corey shares the #1 thing most people miss when fixing their scores

"My scores shot up to the 760s..."

Since then, Corey's scores skyrocketed by over 200+ points -- bringing him from a 536 score to the 760s.

He even purchased the home they were renting with great equity!

Corey's home loan was approved

Corey's home

Corey was also approved for a $25,000 credit limit...

And removed 57 late payments on his student loans.

Listen to how he did it here:

"It seemed like this big mountain. Then all of a sudden, you start to see yourself getting out of that hole slowly."

Corey shares how he removed 57 late student loan payments off of his credit report

What's Next For Corey...

Right now, Corey is sitting on $100,000+ worth of available credit lines.

He's been able to pass on his credit knowledge to his daughter...

And when she turns 13, he will be helping her to build her credit as well.

He has also been approved for a business loan and he's planning on buying some rental properties this summer.

Corey and his family are at a point where they can buy another car if they want...

And one of the banks he applied for even wanted to send them to Disney just for having their card.

"I'm just pinching myself because it happened so quickly."

Corey shares how his life "leveled up"

"If you don't understand credit, it is one of the worst things in the world you can do..."

According to Corey...

"The world eats off of people that don't understand credit because of the interest rate.

All it takes is one or two medical bills for $25.

It doesn't matter how much.

And all of a sudden, you're paying $200 more on your car note or $200 more on your house.

Most people can't afford that."

"Don't get left behind because your credit isn't right."

Corey shares why he recommends Credit Secrets

The Credit Secrets book helped Corey raise his scores from 536 to the 760s and allowed him to purchase a home for himself and his family.

He's also been able to secure over $100,000+ worth of credit lines so far.

The knowledge he gained didn't just help him raise his scores...

But it helped him overcome his own mental blocks about fixing his credit and truly change him and his family's life for the better.

Credit Secrets has been featured in Larry King’s Special Report…

And we’ve helped over 844,233 people learn how to raise their scores.

If you want to get to the 750+ club as fast as possible and virtually eliminate any overwhelm or confusion around the process of raising your scores...

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